No Credit History

Students often can’t qualify for credit cards not because they have bad credit, but they have no credit for issuers to evaluate.

No Credit History

The following Credit Cards are for people with limited or no credit history. Compare offers side by side and apply online for the card that is right for you. Apply for the Limited or No Credit credit card of your choice by completing a secure online application.

New Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt, or has an adult co-signer who agrees to accept joint liability for the account. Learn More.

Vision Premier® Visa® Prepaid Card - The Paycheck Card

Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - The Paycheck Card Offer
Apply Online for a Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - The Paycheck Card
  • No credit check, no debt, no interest, no overdraft fees
  • Free unlimited purchases - signature and PIN
  • Free customer service
  • Free Direct Deposit: Get paychecks, benefits and tax refunds faster
  • Free PayFit Credit Builder - Pay bills and build credit for free
  • Free text and email alerts and online access to track spending
  • Safer than cash if lost or stolen
  • Accepted everywhere Visa Debit cards are accepted
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* $6.95 with direct deposit* No* No Credit Check*

AccountNow® Prepaid Visa® Card

AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card Offer
Apply Online for a AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card
  • 100% Guaranteed Approval*
  • $0 Activation Fee
  • $25 Cash Bonus when you use direct deposit
  • New iAdvanceSM loan option
  • No Overdraft Fees and no Minimum Balance
  • Free Credit Builder
  • Free Direct Deposit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* as low as $2.50* No* No Credit Check*

* See the online credit cards for people with limited or no credit history applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.