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Student Credit Blog
Follow us as we post about credit news and laws and the repercussions they have on students and campus life.
- February 22, 2010: No Credit Cards for Students Under 21
Under the Credit Card Act of 2009, young adults under the age of 21 will have to have a parent, guardian or friend co-sign for them to get a credit card. - 10 Credit Card Industry Facts that You Probably Don't Know
Learning some facts about the credit card industry can help you better manage your own debt. - The CARD Act of 2009: New Rules for Student Credit Cards
The CARD Act of 2009 sets down new rules for students and consumers under the age of 21 who wish to obtain a credit card. These rules were made in order to help curb excessive student debt. - Tabling: Credit Cards on Campus
Learn what tabling is, how credit card companies use it to market to college students, and what rules campuses have concerning the practice.More: Credit Card Tabling
- Essential jobs in an economic crisis
Essential careers are those that thrive regardless of the economy. Consider some of these industries as you consider your job prospects.More: Safe Career Choices
- Why We Get in Debt, Part 7: Know Yourself and Your Limitations
Be honest with your limitations, and avoid things that tempt you into spending more with your credit cards.More: Read full story
- Why We Get in Debt, Part 6: Keeping Up with the Joneses
Miswanting and a desire for status can lead to expenses that we cannot really afford.More: Read full story
- Why We Get in Debt, Part 5: Unrealistic Optimism
Unrealistic optimism about what we can pay back can lead to debt.More: Read full story
- Why We Get in Debt, Part 4: Procrastination
Putting Off the Credit Card Bill Can Result in Late Fees and Charges. It is important to make payments on your credit card bill -- and to do it on time.More: Read full story
- Why We Get in Debt, Part 3: Cumulative Cost Neglect
Cumulative cost neglect can take its toll on your personal finances: Small, Daily Purchases with the Credit Card Can Add Up.More: Read full story
- Why We Get in Debt, Part 2: Lack of Self-control
Short-sightedness is one of the main reasons that we get into debt.More: Read full story
- Why We Get in Debt, Part 1: Behavioral Economics and 5 Types of Apathy
Behavioral economics looks at how we make poor decisions -- even though they may not be rational.More: Read full story
- Graduate to Big Purchases: A Smart Way to Get What You Want
Maintaining a disciplined approach toward using your credit card while you're in school can pave the way to huge savings on those big purchases you'll want to make after you graduate.More: Read full story
- Credit Cards: A Necessary Evil
One of the facts of life these days is that credit cards are becoming a necessary evil. The best student credit cards are used - almost needed - by young college students.More: Read full story
- Using gift cards to buy gas and groceries
In these tough economic times, gift cards are becoming more popular and are a great alternative to credit cards.More: Read full story
- The Schumer Box: An Easy Way to Compare Rates and Fees
This regulation requires credit card companies to list long-term interest rates in at least 18-point type and all other rates, terms and conditions in at least 12-point type.More: Read full story
- Using Student Loans to Bail Out of Credit Card Debt
If you're living beyond your means and relying on credit cards to get you by, you will probably leave college deeply in debt; can student loans help you pay off those credit card balances?More: Read full story
- How Many Credit Cards is Too Many?
Deciding on the best student credit card offer and how many of them to apply for can be tricky business for the average person. Your three C's of credit worthiness are what lenders look at and so should you.More: Read full story
- Merchants are Not Required to Ask for the Cardholder's Identification
No shirt, no sale my be acceptable in retail, but no ID, no credit card sale is not.More: Read full story
- Low Interest for Big Buys, Rewards for Total Payoffs
Rewards credit cards are great for some, but others benefit more from low-interest cards.More: Read full story
- Credit Card Myth: Paying Your Balance Each Month Increases Your Credit Score
Paying your credit card bills on time and using only a fraction of your credit are the vital rules to follow.More: Read full story
- Bad Credit Credit Cards are Bad
Do bad-credit credit cards exist? Unfortunately, they do. And you'd be wise to steer clear of them.More: Read full story
- Credit Card Myths: Lending Your Credit Doesn't Waive Your Responsibility
Co-signing for a credit card and lending your credit card to someone else makes you the responsible party. Be very careful.More: Read full story
- Where to find more time when the day isn't long enough
Discover how much time you really have in a day by taking a vacation from online activities and making technology work for YOU.More: Read full story
- Economy-Proof Careers
How can young adults and college students find secure, lucrative forms of employment?More: Read full story
