Expert Advice
Ask (almost) any question about student credit and/or student life and get a answer from an expert who’s been there.
- How the New Credit Card Laws Will Affect College Students
Times are changing and credit card companies are being forced to back off. Truth be told, this is one of the best things that could happen for young college students. - Learn the Warning Signs and Avoid Predatory Lenders
Reading the fine print, researching various lenders and setting realistic expectations can prevent you from becoming a victim of predatory lending and loan fraud. - What is the Difference Between a Prepaid Card and a Secured Card?
Prepaid and secured credit cards are an excellent way of learning about credit, getting a credit history, or rebuilding credit by using existing cash reserves for transactions. - 5 Ways to Graduate with Less Debt
Until you've graduated and landed that dream career that you went to college for, your schooling costs may end up causing more debt than you had planned. To decrease those possibilities, come up with a solution that will help you graduate with less debt. - Types of Credit Cards
Today, credit cards come in so many varieties, choosing the best type for you has become its own shopping experience.More: Types of credit cards
- A Bad Credit Score Can Hinder Your Job Hunt
Your credit score may be your lifeblood if you're a banker, accountant, controller or broker, or if you work in any capacity with money or finances, including retail. - Get Help Finding Scholarships Online
Going to college is expensive. The majority of students who attend college wouldn't be able to do so if they did not receive some sort of financial aid package.More: Find scholarships online
- At What Point Should I Worry About My Student Loan Debt?
For each $1,000 you make per month, your debt should not exceed $360. Can your post-graduation career match that?More: Read full story
- What's the difference between the credit card issuer and the network?
There is a difference between issuers and networks -- unless you are dealing with Discover and American Express.More: Read full story
- Why Was My Card Overcharged for My Bar Tab? Will it Get Refunded?
Understanding how credit card preauthorization works can prevent discrepancies and unnecessary charges being posted to your account.More: Read full story
- What's the difference between bad credit and no credit?
Often times college students are surprised to find out that their diligence in not obtaining any credit during their college years is actually almost as negative as someone who took out 15 cards, ran up the balances and didn't remember to pay a few bills along the way.More: Read full story
- I'm travelling abroad. What should I look for in a credit card?
If you are traveling abroad, it is best to choose a credit card with a low conversion rate for foreign currency and that is accepted at most international retailers.More: Read full story
- Are student credit cards that much different than regular credit cards?
There is nothing wrong with a college student having a credit card to cover such expenses as books, food and gasoline but the problem arises when that card is used to pay for items that aren't necessities.More: Read full story
- Why Is Good Credit So Important?
Having good credit is important because it affects other aspects of your life, especially when it comes to finances.More: Read full story
- How can I get out of debt?
With the proper steps, determination and a plan, it is possible to repair bad credit and get out of debt.More: Read full story
- What Happens If I File for Bankruptcy?
For up to 10 years, your bankruptcy can and may be reported on your credit report. In many instances, bankruptcy might actually improve a credit score, due to certain past debts being cleared away.More: Read full story
- What areas should I avoid when looking for a job?
Between February and March 2009 several states exceeded the national average for unemployment. What does this mean for job seekers this year?More: Read full story
