See what's missing from college orientation…
Student credit cards, and how to use them best
February 22, 2010: No Credit Cards for Students Under 21
Under the Credit Card Act of 2009, young adults under the age of 21 will have to have a parent, guardian or friend co-sign for them to get a credit card.
Read more: No credit cards for minors
Other Stories
Types of Credit Cards
Today, credit cards come in so many varieties, choosing the best type for you has become its own shopping experience.
More: Types of credit cards
A Bad Credit Score Can Hinder Your Job Hunt
Your credit score may be your lifeblood if you’re a banker, accountant, controller or broker, or if you work in any capacity with money or finances, including retail.
Helpful Terms:
PLUS (Parent Loans for Undergraduate Students)
Federal loans available to parents of dependent students to help finance the child’s education.
Credit Card Facts:
84% of students have credit cards, up 11 percent since the fall of 2004.
Sallie Mae, “How Undergraduate Students Use Credit Cards,” April 2009
Top Student Credit Card
Discover® Student Card - Monogram Collection |
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|---|---|---|
| Intro APR | 0% on Purchases* | |
| Intro APR Period | 6 months* | |
| Regular APR | 14.99% (V)* | |
| Annual Fee | None* | |
