Student credit cards, and how to use them best

February 22, 2010: No Credit Cards for Students Under 21

February 22, 2010: No Credit Cards for Students Under 21

Under the Credit Card Act of 2009, young adults under the age of 21 will have to have a parent, guardian or friend co-sign for them to get a credit card.

Read more: No credit cards for minors

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Types of Credit Cards

Today, credit cards come in so many varieties, choosing the best type for you has become its own shopping experience.

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A Bad Credit Score Can Hinder Your Job Hunt

Your credit score may be your lifeblood if you’re a banker, accountant, controller or broker, or if you work in any capacity with money or finances, including retail.

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Helpful Terms:

PLUS (Parent Loans for Undergraduate Students)

Federal loans available to parents of dependent students to help finance the child’s education.

Credit Card Facts:

84% of students have credit cards, up 11 percent since the fall of 2004.
Sallie Mae, “How Undergraduate Students Use Credit Cards,” April 2009